Dittman Insurance Agency’s Umbrella Insurance Policies

Umbrella policies are advantageous to business owners for several reasons. For one, they are a relatively inexpensive option to get significant coverage, without raising the premiums in your existing policies.

Plus, the coverage provided in an umbrella plan can work in conjunction with a variety of policies, making it more flexible than other standard packages. For example, an umbrella policy can provide coverage when you exceed the limits of:

• General liability insurance
• Hired and non-owned auto liability insurance
• Employer’s liability insurance
• and much more

Go above and beyond standard coverage. Protect your business with the very best: our commercial umbrella policies will give you that added layer of protection when you need it most.

In-Depth Consultations on Business Umbrella Insurance

Commercial umbrella insurance isn’t a stand-alone option. It works as a supplementary source of coverage for existing insurance plans. When considering whether an umbrella plan is right for you, it’s important to assess how effective the policy will be when paired with the coverage you already have. That’s where our experts come in. We provide our clients with unparalleled industry knowledge and insight so that they can capitalize on the best-value policy for their unique situation.

When it’s convenient for you, we’ll sit down with you one-on-one to evaluate the liability risk and needs of your business. Some of the factors we will take into account are:

• Limits
• Cost
• Scope of coverage
• Policy period
• And more

The goal of umbrella insurance is to stand in the gaps in your current coverage. However, sometimes, business owners who don’t do their due diligence end up paying for coverage that’s virtually identical to what they already have. Our experts will help you avoid this mistake. We’ll meticulously comb through your existing policies to make sure your umbrella will fill the holes in your overall coverage. The result is, we’ll develop an intelligent, cost-effective strategy tailored to your business and industry.

Commercial Umbrella Insurance Assistance

If you need to use your business umbrella coverage, you can count on our team to provide comprehensive insurance assistance. We’ll guide you through the process of:

• Legal fees
• Medical bills
• Damage expenses
• And more

You’ll appreciate the professional, compassionate demeanor of our insurance assistance team. We go above and beyond to advocate on your behalf for your best possible outcome. From start to finish, we’ll be by your side to resolve the issue at hand.